When a borrower has become what the lender deems as habitually delinquent in their mortgage payments, the lender may legally seek to foreclose on the home or property.

The lender begins this process by be petitioning the court in a judicial foreclosure proceeding where the court will issue a ruling and final judgment of a foreclosure legal claim.

The mortgage documents are filed to evidence the underlying debt and terms of repayment, which is set forth in the note.

A complaint is usually filed in circuit court along with what is known as a lis pendens, which is a recorded document that provides public notice that the property is being foreclosed upon. After the court has ruled in favor of the lender, the property may then be sold as part of a publicly noticed sale or auction.

The Figueroa Law Firm, P.A., represents the legal rights and goals of those involved in home foreclosure defense issues in Orlando, Florida and the Surrounding Central Florida area. For a confidential legal consultation, please call (407) 999-7658.

The foreclosure process generally takes approximately 150-180 days to effectuate an uncontested foreclosure, depending upon the court schedule. This process may often be delayed if the borrower chooses to contest the foreclosure action, seeks delays and adjournments of hearings, or files for bankruptcy.

The defendant, or borrower, has a specific period of time to respond to a foreclosure complaint (notice) which has been filed with the court. Typically this is 20 days. Failure to respond in the prescribed period of time may result in a foreclosure approval by default, in favor of the lender.

When the foreclosure is against a business property, it can be devastating for companies currently conducting business at the property location. We can represent your legal rights and interests in the foreclosure legal issues. When the property resident is the owner of the property, we may be able to assist you in negotiating an agreement with the lender to restructure the payment structure or develop an acceptable payment plan to get caught up. If the operating tenant is not the owner of the property, there may be legal standing to keep the property operational to continue to conduct business through the current leasing agreement.

When dealing with a foreclosure legal issue, it is important to be made fully aware of your legal rights and the options which may be available to you, as well as having aggressive, detailed, and dedicated foreclosure defense legal representation in your corner.

Hiring an experienced foreclosure defense attorney or lawyer may provide you the best opportunity to achieve your desired outcome, or a fair and reasonable resolution.

If you require professional legal services regarding foreclosure defense issues, be proactive in protecting your legal rights by seeking the legal advice of an experienced Orlando foreclosure defense attorney & lawyer. Contact The Figueroa Law Firm, P.A., by calling (407) 999-7658 or use our online case submission form to schedule a confidential legal consultation.

Orlando Foreclosure Defense Attorney and Lawyer, providing professional Home Foreclosure Defense Legal Services in Orlando, FL and various counties throughout Central Florida.

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